Simple Livng Series - Paying off credit card debt

It might sound strange but it's a good idea to start off your debt reduction program by saving for an emergency fund, before you pay off your debt.  Even if you can put aside $500, do it, put it in a separate account where you won't be tempted by it and leave it for unexpected emergencies.  If you can get your fund to $1000 fast, do it, but have at least a $500 cushion before you start reducing