Simple living in your 30s

Hopefully you've landed in your thirties with only a few debts and a passion for living simply.  If you have, you're in the driver's seat.  If you do have some debt, there is still quite a lot you can do to untangle yourself before it strangles you.  The important part of this stage is that if you can set yourself up properly here, if you budget and pay off debt instead of add to it, you'll