Step 4 - The Plan

So how do we achieve this highly esteemed state of being financially sound and debt-free? Stop spending. That is the most important first step. When you’ve done that, when you have really decided that now is the time that you’ll grab hold of your life and direct it towards the path you want to take, then it is time to make a plan.THE PLANYou need to plan for the best future you can imagine for