Paying off your mortgage and credit cards

Debt, what a rotten word. Yet it’s what most of us have to sign up to, live with and work through if we are to own our own home. Let me say first that I know there are many ways to pay off debt. I’m writing about what worked well for Hanno and I. This is what I have experience in. Other methods may work equally as well but as I have no experience of other ways, I can't write about them.As I said