Budgeting - getting it all together

Shelling peas from the Carl Larsen galleryI'm not going to hide the truth, learning how to deal with money is difficult. It will require that you throw away those ideas you've probably lived with all your life that lead you to buy whatever you wanted. Modern life gave us the credit card and the notion that it was okay to immediately buy the things we used to save up for. I was well into my 30s