Where to go from this day forward

We all seem to be on the same page when it comes to retirement and we all know that if your 20 or 70, simple living will help you live well all through your life. I'm guessing you've made a decision to be more proactive with your reskilling and debt payments, or you're already on that road, so what now? Well, I think you should examine your own home, and life, and work out what skills you need