Step 3 - Knowing what you spend

So this is where you actually start doing something. This is an extremely important step on your road to budgeting, don't skip it.TRACKING WHAT YOU SPENDMost people know how much money they earn each week but few know how much they spend. You must have a realistic understanding of where you money goes to be able to budget and stick to it. If you want to know how to stop your money disappearing,