Wednesday, January 9, 2013

Reducing the cost of living 3

We've had two days to think about cutting costs and getting into the right frame of mind to start saving money. By know you should have a budget up and running or at least have started tracking your spending. If you've never made up a budget before, it's a good idea to track what you spend for a month so you know exactly where your money is going and your not just guessing. There are two old

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